In 2014, I found myself burdened with $55,000 in credit card debt. The debt was not due to consumer spending – embarrassingly it was due to an unfortunate series of encounters with a con man. Kate was non-judgmental when she helped me make a plan, sticking just to the money task at hand. She went through my expenditures, income and debts more thoroughly then I ever had myself. Plus, it was a surprisingly quick process. She sat down with me to create a plan to be debt free in 3 years, with optional ways to pay it off sooner. 2 years later, I made my final credit card payment and celebrated the huge victory!