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Brace yourself - the time to save is now
Brace yourself - the time to save is now

The World Bank recently released a deeply concerning publication forecasting a 5.2% global contraction of GDP in 2020. To put this into context, during the great recession, it contracted by 1.678%. What should you be doing now to prepare? Here are some general rules.

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Saving moneyKate MoodyAugust 4, 2020World Bank, Covid, Opportunity
Get ahead of debt!
Get ahead of debt!

Whatever may be happening on earth, the world will still spin and the holidays will come in just a few months. And they will not be cheap. Don’t give your hard-earned money to credit card companies! With a bit of preparation now, you can keep it for yourself!

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Saving moneyKate MoodyJuly 9, 2020spending, holidays, gifts
Life insurance woes, or why people hate the financial industry
Life insurance woes, or why people hate the financial industry

Life insurance isn’t for everyone - but you wouldn’t know that talking to a life insurance salesperson.

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RantKate MoodyJune 15, 2020financial industry, bullsh*t
A very brief and incomplete history of African American economic repression.
A very brief and incomplete history of African American economic repression.

The people who suffer from inequality in our society are there because of the long history of efforts to make sure that is just exactly where they remain.

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Kate MoodyJune 3, 2020race, African Americans, disenfranchisement
Overthrowing the "Needs/Wants" Binary
Overthrowing the "Needs/Wants" Binary

All spending is a need…The difference is that some spending allows us oxygen-breathing, carbon-based organisms to continue to live on this planet, while other spending makes living on this planet worthwhile.

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Money mindsetKate MoodyMay 25, 2020budgeting
Why money is scary
Why money is scary

Not knowing where your money is going (or what kind of trouble it gets up to when it arrives) is like having a monster under your bed. It’s scary because you don’t know what to be scared about; you feel out of control, allowing your imagination to run wild with fright.

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Emotions and moneyKate MoodyMarch 4, 2020Buffy the Vampire Slayer, fear, monster under the bed
Four easy ways to save which I did not do and am now $4,597.40 poorer.
Four easy ways to save which I did not do and am now $4,597.40 poorer.

There have been things I’ve meant to do for a while to save some money but because they seemed unpleasant I kept putting them off. Had I not, I’d be $4,597.40 richer right now. Please, learn from my fail.

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Saving moneyKate MoodyFebruary 11, 2020 Comment
Book review, How to Make Your Kid a Money Genius
Book review, How to Make Your Kid a Money Genius

A fantastic guide for parents - whether they feel they are money experts or novices - as the book is well organized; gives simple, age-appropriate lessons to convey; and lays out in easy to understand terms exactly what you can do as a parent to teach your children about money. 

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Book reviewKate MoodyNovember 4, 2019kids
Cheap and Easy Cucumber Soba Salad
Cheap and Easy Cucumber Soba Salad

Delicious summery Cucumber Soba Salad for lunch or dinner. Easy to throw together, very versatile, healthy, takes less than half an hour while watching Netflix on your phone.

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Kate MoodyJuly 18, 2019Vegetarian, healthy, easy, cheap, dinner, lunch, main, summer
Emotional issues around money conversations
Emotional issues around money conversations

A journalist friend of mine is writing an article about women and money. She sent me an email asking for “two or three topics that a typical financial planner wouldn't think of, focused on the psychology/emotional issues around money conversations?” Here is a copy/paste of my reply to her.

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Tips for couplesKate MoodyJune 25, 2019Psychology, relationships
Book Review, The Millionaire Next Door
Book Review, The Millionaire Next Door

A deep dive into the mindset of people who have made all the right financial decisions. I love this book and encourage everyone to read it!

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Book reviewKate MoodyMay 1, 2019Classic, Must read, Psychology
Book Review, Financially Fearless
Book Review, Financially Fearless

For those in their early- to mid-career who want to know a little bit about their entire financial life, this book is for you…with a few caveats.

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Book reviewKate MoodyMay 1, 2019
Book Review, Rich Dad, Poor Dad
Book Review, Rich Dad, Poor Dad

With so much untrustworthy and dubious information inside and given all the quality books out there on business and personal finance, I see no reason to spend your time sifting through this one.

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Book reviewKate MoodyJuly 10, 2018
Money lessons from “Jaws”
Money lessons from “Jaws”

The unknown – what am I not doing with my money that I should/what am I doing that I shouldn’t – can swell until it turns into a full-grown monster in our head.

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Emotions and moneyKate MoodyJuly 10, 2018monster under the bed
Book Review, Broke Millennial
Book Review, Broke Millennial

Good choice for unmarried, childless 21 - 26 year olds who don’t know much about personal finance or fear money and are looking for an easy to read book that touches on a wide variety of foundational personal financial topics.

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Book reviewKate MoodyJuly 10, 2018
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